Terms of Service

Effective Date: February 3, 2026
Last Updated: February 3, 2026

Agreement to Terms

By accessing and using MyCozyTrove ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use this Site.

MyCozyTrove reserves the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes constitutes acceptance of the modified Terms.

Use of Site

Permitted Use

You may use this Site for personal, non-commercial purposes to:

• Read product reviews and preparedness content
• Access guides and educational materials
• Click affiliate links to purchase recommended products
• Contact us with questions or feedback

Prohibited Use

You may NOT:

• Copy, reproduce, or distribute Site content without permission
• Use automated systems (bots, scrapers) to access the Site
• Attempt to interfere with Site functionality or security
• Post malicious code, viruses, or harmful content
• Impersonate MyCozyTrove or misrepresent affiliation
• Use the Site for any illegal purpose

Affiliate Relationships and Disclosures

FTC Compliance

MyCozyTrove complies fully with Federal Trade Commission (FTC) guidelines regarding affiliate marketing and endorsements.

Material Connection

MyCozyTrove maintains affiliate relationships with various companies and networks. When you purchase products through our affiliate links, we earn commissions at no additional cost to you.

Current affiliate programs:

• Commission Junction (CJ Affiliate)
• Awin
• DigitalStore24
• Individual merchant affiliate programs

Clear Disclosure

We clearly disclose affiliate relationships:

• Affiliate links are marked as such
• Product reviews include affiliate disclosure statements
• We prioritize transparency in all recommendations

Honest Reviews

Our affiliate relationships do NOT influence our honest assessments. We provide genuine opinions based on actual testing and use. If a product performs poorly, we state this clearly regardless of commission potential.

We recommend products we genuinely believe in and have personally tested. Affiliate income supports our testing process but never compromises our integrity.

Product Reviews and Recommendations

Basis of Reviews

Our reviews are based on:

• Personal testing and use during actual emergencies
• Long-term evaluation over months or years
• Real-world performance in challenging conditions
• Comparative analysis with alternative products

No Guarantees

Product reviews reflect our personal experiences and opinions. We make no guarantees that:

• Products will perform identically for you
• Your experience will match ours
• Products are suitable for your specific needs
• Information is error-free or completely current

Independent Purchases

You are responsible for your own purchase decisions. We encourage you to:

• Research products independently
• Read manufacturer specifications
• Consider your specific needs and circumstances
• Verify current pricing and availability

Third-Party Links and Websites

MyCozyTrove contains links to third-party websites, including:

• Affiliate merchant sites
• Manufacturer websites
• Other resources and references

We are NOT responsible for:

• Content on third-party websites
• Privacy practices of third-party sites
• Accuracy of third-party information
• Your transactions with third parties

Third-party websites are governed by their own terms of service and privacy policies. We encourage you to review these before engaging with third-party sites.

Intellectual Property

Our Content

All content on MyCozyTrove, including text, images, graphics, logos, and design, is owned by MyCozyTrove or licensed to us. This content is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use Site content for personal, non-commercial purposes. This license does not include:

• Reproduction or distribution of content
• Commercial use of content
• Modification or creation of derivative works
• Removal of copyright or proprietary notices

User Submissions

If you submit content to us (comments, questions, feedback), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display that content.

Disclaimers

"As Is" Basis

MyCozyTrove is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:

• Site availability or reliability
• Accuracy of information
• Fitness for particular purpose
• Non-infringement
• Merchantability

Product Information

Product information, pricing, and availability are subject to change without notice. We strive for accuracy but cannot guarantee:

• Current pricing accuracy
• Product availability
• Specification accuracy
• Suitability for your needs

Emergency Preparedness Information

Information on MyCozyTrove is educational and based on personal experience. It is NOT:

• Professional emergency management advice
• Substitute for official government guidance
• Appropriate for all situations or locations
• Guaranteed to prevent harm in emergencies

You are responsible for your own preparedness decisions. Consult with appropriate professionals for specific advice regarding your circumstances.

Limitation of Liability

To the fullest extent permitted by law, MyCozyTrove and its operators shall NOT be liable for:

• Direct, indirect, incidental, or consequential damages
• Lost profits, data, or business opportunities
• Personal injury or property damage
• Damages arising from Site use or inability to use Site
• Damages from third-party products or services
• Damages from information errors or omissions

This limitation applies even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow limitation of liability for certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

Indemnification

You agree to indemnify and hold harmless MyCozyTrove, its operators, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any rights of third parties
• Content you submit or transmit through the Site

Affiliate Network Terms

When you purchase through our affiliate links, you also agree to the terms and conditions of the applicable affiliate network and merchant. These may include:

• Merchant return policies
• Product warranties
• Shipping terms
• Payment terms

We are NOT a party to transactions between you and merchants. Any disputes must be resolved directly with the merchant.

Privacy

Your use of MyCozyTrove is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

Geographic Restrictions

MyCozyTrove is operated from the United States. We make no representation that Site content is appropriate or available for use in other locations.

If you access the Site from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

Termination

We reserve the right to terminate or suspend your access to MyCozyTrove at any time, without notice, for:

• Violation of these Terms
• Fraudulent or illegal activity
• Behavior that harms the Site or other users
• Any reason at our sole discretion

Upon termination, your right to use the Site ceases immediately.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary. The remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and MyCozyTrove regarding use of the Site.

Governing Law

These Terms are governed by the laws of the United States and the state of [Your State], without regard to conflict of law principles.

Any legal action or proceeding arising from these Terms must be brought exclusively in courts located in [Your County, State].

Contact Information

Questions about these Terms of Service? Contact us:

Email: [Your contact email]
Mail: [Your business address]

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Specific FTC Compliance Notices

Endorsements and Testimonials

All product endorsements on MyCozyTrove reflect our honest opinions based on actual experience. We have personally tested products we recommend.

Material Connections

We maintain material connections (affiliate relationships) with companies whose products we review. These relationships are always clearly disclosed.

No Atypical Results

When we share our experiences with products, these represent our actual results. Your results may differ based on your circumstances, use patterns, and conditions.

Earnings Disclaimer

Affiliate commissions we earn from your purchases do not affect the price you pay. You pay the same amount whether you use our affiliate links or purchase directly.

Independent Reviews

We are not employees of the companies we review. We maintain editorial independence in all reviews and recommendations.

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Last Updated: February 3, 2026

These Terms of Service are designed to comply with FTC guidelines and general legal best practices. However, they should be reviewed by legal counsel to ensure full compliance with applicable laws in your jurisdiction.